CashOtter is not a lender and does not make credit decisions. We collect your request and pass it to CreditCube. Whether you receive an offer, and on what terms, is decided by the lender, not by us.
CashOtter and CreditCube are affiliated. CashOtter is paid when a request it sends is accepted. We disclose this because the connection is material: we are not an independent comparison service, and we route your request to one lender.
CreditCube is a tribal enterprise of the Big Valley Band of Pomo Indians, a sovereign government. Your loan agreement is governed by tribal and, where applicable, federal law. The laws of your state of residence do not apply to it, and all communications and transactions are deemed to occur on tribal land.
Federal law provides important protections to members of the Armed Forces and their dependents. Covered borrowers under the Military Lending Act may not be charged a Military Annual Percentage Rate above 36%. CreditCube's products are priced above that cap and are therefore not available to applicants identified as covered borrowers in the Military Lending Act database.
